In a climate of uncertainty, characterized by tumultuous fluctuations in global stock markets, investors are left grappling with fears of rising costs and potential economic slowdowns. Amidst this chaos surrounding tariffs and economic concerns, a silver lining emerges: certain stocks are trading at compelling levels, presenting a golden opportunity for savvy investors. With the assistance of elite analysts from Wall Street, we can uncover three standout stocks primed for resilience in the face of adversity.
1. Affirm Holdings: Pioneering the Future of Payment Flexibility
At the forefront of this stock analysis is Affirm Holdings (AFRM), a dynamic player within the burgeoning Buy Now, Pay Later (BNPL) sector. It boasts an impressive roster of 21 million active customers and 337,000 merchants working in partnership with its innovative payment solutions. Recently, the esteemed TD Cowen analyst Moshe Orenbuch launched coverage of Affirm with a bullish buy rating and a daring price target of $50, allowing for an exciting valuation of approximately 23 times adjusted earnings per share for 2026.
Orenbuch’s enthusiasm stems from Affirm’s unique position as an industry leader, providing comprehensive point-of-sale lending capabilities that outshine peers. He underscores Affirm’s commitment to pro-consumer practices, enhancing its appeal amid an increasingly competitive landscape defined by rival BNPL firms. One particularly compelling aspect of Affirm’s strategy is its collaboration with major e-commerce giants like Amazon and Shopify—a clear testament to its robust market presence.
The analyst passionately believes that Affirm’s seasoned underwriting process—a rarity in the BNPL space—positions it well to weather short-term economic headwinds. Even amidst a potentially sluggish job market, Orenbuch is confident that the company’s long-term profitability trajectory remains unswayed. It’s crucial to note the growing importance of understanding credit backgrounds in this sector, where Affirm seems to be leading the charge.
2. TJX Companies: The Resilient Retailer Riding the Bargain Wave
Next on our radar is TJX Companies (TJX), a titan in the off-price retail sector, operating over 5,000 stores worldwide through well-known brands like TJ Maxx and Marshalls. This retail giant reaps the rewards of purchasing inventory at attractive prices, allowing it to pass those savings onto consumers. Recently, Jefferies analyst Corey Tarlowe reaffirmed a buy rating with a price target of $150, citing TJX’s resilient positioning amidst a surplus of inventory in the marketplace.
Tarlowe’s recent analysis revealed that while overall inventory levels across the retail sector rose by 2.9% year-over-year, TJX is uniquely poised to seize the opportunity presented by a retail landscape inundated with excess goods. With a considerable team of over 1,300 buyers, TJX can harness this moment to continue pushing its competitive advantage.
As traditional retailers scramble to adapt, Tarlowe highlights the secular shift towards off-price retailing, whereby price-conscious consumers flock to discount retailers in search of quality bargains. This competition will likely serve TJX well in the coming years, especially as it looks to expand its footprint in new markets and categories—including the growing home décor segment. The company’s impressive margin performance, including a peak gross margin of 30.6% in fiscal 2025, further fortifies its position as a major player willing to seize the moment and innovate continuously.
3. CyberArk: Strengthening Digital Fortresses Amid Rising Threats
Finally, we turn to CyberArk Software (CYBR), a frontrunner in cybersecurity specializing in identity security solutions. As global economic dynamics evolve, the need for robust security measures becomes pivotal, and CyberArk is perfectly positioned to cater to this demand. With an upcoming earnings announcement on the horizon, TD Cowen analyst Shaul Eyal has reiterated a buy rating on CyberArk stock, setting an ambitious price target of $450.
Eyal’s optimistic prediction hinges on the unwavering strength of demand for CyberArk’s services, coupled with a strategic expansion into areas beyond its traditional privileged access management core. The growing urgency of digital identity protection in today’s tech-driven world makes CyberArk’s values indispensable to organizations across various sectors.
Further reinforcing Eyal’s confidence, he notes that the company’s strategic acquisitions, such as Zilla and Venafi, provide a formidable edge in addressing customer needs in identity governance and machine identity solutions. As businesses become more reliant on technology, CyberArk’s commitment to evolving and enhancing its offerings ensures it remains not only relevant but a leader in the field. Eyal’s expectations for potential upward revisions in revenue guidance further underline the compelling case for investing in CyberArk.
As we navigate through an increasingly chaotic economic landscape, these three stocks—Affirm, TJX Companies, and CyberArk—offer promising opportunities for investors keen on capturing growth amidst adversity. Each one showcases the resilience and adaptability required to thrive, even when faced with uncertain market conditions.